Best Cash Back Credit Cards of December 2023

Our experts answer readers’ credit card questions and write unbiased product reviews (here’s how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.The information for the following product(s) has been collected independently by Business Insider: Chase Freedom Flex℠, Citi Custom Cash℠ Card, U.S. Bank Cash+® Visa Signature® Card, Citi® Double Cash Card, Capital One Savor Cash Rewards Credit Card†, Citi Premier® Card, Citi Prestige® Card, U.S. Bank Shopper Cash Rewards™ Visa Signature® Card. The details for these products have not been reviewed or provided by the issuer.Cash back credit cards are among the best credit cards you can get, returning anywhere from 1% to 10% cash back on all kinds of purchases — and often without an annual fee. For folks who are just getting into credit card rewards, or who want to keep things simple, cash back credit cards are a good choice since they don’t require much work to use.Best Cash Back Credit CardsEarn unlimited 2% cash rewards on purchases.$00% intro APR on purchases and qualifying balance transfers for 15 months from account opening20.24%, 25.24%, or 29.99% variableEarn $200 cash rewards bonusGood to ExcellentThe Wells Fargo Active Cash® Card is definitely worth considering if you want to earn a strong rate of cash rewards on purchases without rotating categories or earning caps and with no annual fee. It’s got a solid welcome bonus and intro APR offer, which puts it high on our list of the best zero-interest credit cards.Not only does the Wells Fargo Active Cash® Card rank highly in this guide, but it also tops our list of the best 2% cash back credit cards. It earns a flat rewards rate on everything —  2% cash rewards on purchases, with no bonus categories to keep track of. Our guide to earning and redeeming Wells Fargo Rewards details all the ways to use your cash rewards from this card.It offers a substantial welcome bonus for a no-annual-fee card: $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening. In addition, new cardholders get a 0% intro APR on purchases and qualifying balance transfers for 15 months from account opening (followed by a 20.24%, 25.24%, or 29.99% variable APR). That’s super useful if you have large expenses you want to pay off over time. Zero interest credit cards with introductory 0% APRs can be tempting to use for big purchases. Just be sure you have the ability to pay off the entire balance before the introductory period ends. Otherwise, you could find yourself saddled with high-interest debt.The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance, and access to the Visa Signature® Concierge. However, it does charge foreign transaction fees, so if you’re traveling outside the US, you’ll want to pack a different card.Wells Fargo Active Cash® Card ReviewEarn 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.$00% intro APR on purchases and balance transfers for the first 15 months20.49% – 29.24% VariableSpecial Offer: Unlimited Matched Cash BackGood to ExcellentThe Chase Freedom Unlimited® is a great choice for credit card beginners and experts alike. With no annual fee and a high earnings rate, it’s worth considering as an everyday card — and it’s even better when you pair it with an annual-fee Chase card like the Chase Sapphire Reserve®.If you’re looking for a card that combines strong bonus categories with decent flat-rate rewards on non-bonus spending, the Chase Freedom Unlimited® could fit the bill. It offers 5% cash back (5x points) on travel purchased through Chase Ultimate Rewards®, 3% cash back (3x points) on dining and drugstore purchases, and 1.5% cash back (1.5x points) on everything else. The Chase Freedom Unlimited® has no annual fee and offers a 0% intro APR on purchases and balance transfers for the first 15 months. After that, there’s a 20.49% – 29.24% Variable. If you have a major purchase ahead of you, that introductory offer can be useful.Although it’s marketed as a cash-back card, the Chase Freedom Unlimited® actually earns Chase Ultimate Rewards points that you can redeem for cash, travel, and gift cards at a rate of 1 point = 1 cent.If you also have an annual-fee Chase Ultimate Rewards card like the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or Ink Business Preferred® Credit Card, you can pool your points from the two cards. Then, you’ll be able to transfer the whole body of points to Chase’s airline and hotel partners or use them to book travel through Chase with a bonus.Plus, the Chase Freedom Unlimited® has a substantial welcome offer: unlimited match on all the cash back you earned at the end of your first year. Chase Freedom Unlimited® ReviewEarn 1-5% cash back on purchases.$00% intro APR on purchases and balance transfers for the first 15 months20.49% – 29.24% VariableEarn $200 cash bonus plus 5% cash back on PayPal, wholesale clubs, and select charitiesGood to ExcellentThe Chase Freedom Flex℠ is a great pick if you want one of the best no-annual-fee cards with big earning potential and impressive benefits. It’s an even better choice if you already collect Ultimate Rewards points with other Chase cards, because you can combine your points and potentially get even more value.Unlike the Chase Freedom Unlimited®, the Chase Freedom Flex℠ earns 5% cash back on up to $1,500 spent in combined purchases (then 1%) within certain bonus categories each quarter of the year (activation is required). From October 1 to December 31, 2023, the Chase Freedom Flex℠ bonus categories are Paypal, wholesale clubs such as Costco and Sam’s Club, and certain designated charities. Sometimes there’s just one major category per quarter, while other times there can be a few different ones. Past categories have included gas stations, local commuter transportation, department stores, drug stores, restaurants, and movie theaters. These useful categories make the card one of the best 5% cash back credit cards.Chase cards follow the 5/24 rule, which means that if you’ve opened five or more credit cards (from any bank, except some small-business cards) in the last 24 months, you won’t be eligible to apply. The Chase Freedom Flex℠ also earns 5% cash back on travel booked through Chase Ultimate Rewards, 3% back on dining and drugstores, and 1% back on everything else. These other bonus categories are exactly what you’ll find on the Chase Freedom Unlimited®.Right now, the Chase Freedom Flex℠ offers a welcome bonus of $200 cash bonus (received as 20,000 bonus points) after spending $500 on purchases in the first three months from account opening, plus earn 5% cash back on PayPal, wholesale clubs, and select charities on up to $1,500 in combined purchases in this quarter’s bonus categories. There’s no annual fee.It also has a generous list of benefits for a no-annual-fee card, such as cell phone protection, purchase protection, auto rental collision damage waiver, and travel insurance like trip cancellation/interruption coverage, as well as travel and emergency assistance services.Chase Freedom Flex℠ ReviewEarn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Earn unlimited 1% cash back on all other purchases automatically.$00% intro APR for 15 months on purchases and balance transfers17.24% – 28.24% VariableEarn Unlimited Cashback Match™Good to ExcellentThe Discover it® Cash Back is one of the best credit cards that offers 5% back on popular rotating categories up to a spending limit. Your rewards are matched by Discover after the first 12 months, and the card has no annual fee.If you prefer a card that earns straight cash back, not points, and like the idea of rotating bonus categories, the Discover it® Cash Back could be a great fit. You can earn 5% cash back in popular rotating quarterly bonus categories when you activate, on up to $1,500 in combined spending (then 1%). You’ll also earn 1% back everywhere else (from October 1 to December 31, 2023, you can earn 5% cash back at Amazon.com and Target on up to $1,500 in purchases after enrollment, then 1%).The Discover cash back calendar for Q3 2023 (July 1 to September 30, 2023) bonus categories are gas stations and digital wallets.Discover cards, including the Discover it® Cash Back, don’t charge an annual fee or foreign transaction fees. So you can safely use this card on trips abroad without worrying about getting dinged with extra charges.Instead of a regular welcome bonus, Discover rewards new cardholders in a different way. After the first 12 months, it will match all of the rewards you earn from the card through the Discover Cashback Match program. That means you can effectively earn up to 10% back in your first year — and if you’re a big spender, this can pay off handsomely.Discover it® Cash Back ReviewEarn 6% cash back on purchases at U.S. supermarkets (up to $6,000 per year, then 1%). Earn 6% cash back on select U.S. streaming subscriptions. Earn 3% cash back on transit (including taxis, rideshare, parking, tolls, trains, buses, and more). Earn 3% cash back on gas at U.S. gas stations. Earn 1% cash back on all other purchases. Cash back is received as Reward Dollars that can be redeemed as a statement credit.$0 intro for the first year, then $950% intro APR for 12 months on purchases and balance transfers from the date of account opening19.24% – 29.99% VariableEarn a $250 statement creditGood to ExcellentThe Amex Blue Cash Preferred is one of the best cash-back cards, particularly for consumers who spend a lot of money at U.S. supermarkets, use streaming services, or have lots of commuting and gas expenses. The annual fee is worth it if your typical spending lines up with the card’s bonus categories.If you’re looking for an American Express cash back card, especially if you have a large family that spends a lot on groceries, streaming, and commuting, the Blue Cash Preferred® Card from American Express is an excellent option. It offers a 0% intro APR for 12 months on purchases and balance transfers from the date of account opening, before switching to a 19.24% – 29.99% Variable APR.Currently, the card offers a welcome bonus of a $250 statement credit after you spend $3,000 in purchases on your new card within the first six months from account opening. It also comes with a handful of travel and shopping protections, including car rental insurance, return protection, purchase protection, and extended warranty. Keep in mind there’s an annual fee of $0 intro for the first year, then $95, so you’ll want to be sure you spend enough to justify paying it. If you prefer a no-annual-fee Amex cash-back card, check out the Blue Cash Everyday® Card from American Express instead.The Blue Cash Preferred® Card from American Express offers the highest rewards rate available for grocery spending, although there is a $6,000 annual spending cap on that 6% rate. After that, you earn 1% (cash back is received in the form of Reward Dollars that can be redeemed as statement credits). Otherwise, the card earns 6% back on select U.S. streaming subscriptions, 3% back at U.S. gas stations and on transit, and 1% back on all other purchases.Blue Cash Preferred® Card from American Express ReviewEarn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024. Earn 8% cash back on Capital One Entertainment purchases. Earn 5% cash back on hotels and rental cars booked through Capital One Travel (terms apply). Earn 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®). Earn 1% cash back on all other purchases.$00% intro APR on purchases and balance transfers for 15 months (3% fee on the amounts transferred within the first 15 months)19.99% – 29.99% VariableEarn $200 cash backGood to ExcellentThe Capital One SavorOne Cash Rewards Credit Card offers a good welcome bonus and excellent return rates that can earn you cash back on common expenses like dining, groceries (excluding superstores like Walmart and Target), streaming, and entertainment — plus there’s no annual fee to worry about.The Capital One Savor Cash Rewards Credit Card† seems almost custom-made for folks who like to get out and experience life to the fullest. If you’re a foodie, love attending concerts and sporting events, or even enjoy entertaining at home, this card can help you earn a lot of rewards for your spending.Cardholders earn 3% cash back on dining, at grocery stores (excluding superstores like Walmart and Target), entertainment, and popular streaming services, and 1% cash back on all other purchases. The Capital One Savor Cash Rewards Credit Card† also offers 5% cash back on hotels and car rentals booked through the Capital One Travel portal.Through November 14, 2024, the Capital One Savor Cash Rewards Credit Card† earns an unlimited 10% cash back on Uber and Uber Eats purchases. In addition, through the same date, cardholders can activate a complimentary Uber One membership, which offers $0 delivery fees on eligible Uber Eats orders, up to 5% back on Uber rides, up to 10% back with Uber Eats, and more.The welcome bonus is generous, too: $200 cash back after you spend $500 on purchases within three months from account opening. And if you’ve got big purchases coming up, a 0% intro APR on purchases and balance transfers for 15 months (3% fee on the amounts transferred within the first 15 months) (followed by a 19.99% – 29.99% Variable APR) can make it easier to spread out your payments (see rates and fees).This card offers a handful of good benefits, including extended warranty***, travel accident insurance***, and travel emergency assistance services***. As with all other Capital One credit cards, you won’t pay foreign transaction fees on international purchases, so it’s great to use when you’re out globetrotting.Also, if you don’t think your credit score is good enough to qualify for the regular version of the card, and you’re currently enrolled in college, you could apply for the student version of the card to convert to the regular version after graduation.Capital One Savor Cash Rewards Credit Card† ReviewEarn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Earn unlimited 1% cash back on all other purchases.$00% intro APR on balance transfers and purchases for 15 months19.24% – 29.24% VariableEarn $200 cash back (fulfilled as 20,000 ThankYou® Points)Excellent, Good, FairThe Citi Custom Cash℠ Card offers a solid welcome bonus and 5% cash back on up to $500 in purchases in your top spending category every billing cycle. There’s no annual fee and you won’t need to keep track of rotating bonus categories, but keep in mind it only earns 1% back outside of your highest spend category each month.For a more hands-off approach to maximizing your rewards, the Citi Custom Cash℠ Card offers 5% cash back on up to $500 in purchases in the eligible category you spend the most in each billing cycle (then 1%):Plus, you’ll earn 1% on all other purchases. It also comes with a decent welcome offer for a no-annual-fee card: $200 cash back, fulfilled as 20,000 ThankYou® Points, after you spend $1,500 on purchases in the first six months of account opening.If your spending habits tend to change from time to time, this card is worth a look — especially because the list of eligible categories includes lots of common expenses. While the Citi Custom Cash℠ Card is advertised as a cash-back credit card, it actually earns Citi ThankYou points. You can redeem your points for cash back, travel booked through the Citi ThankYou Travel Portal, gift cards, merchandise, and more at a rate of 1 cent per point.However, you could potentially get more value from your rewards if you also have the Citi Premier® Card n or Citi Prestige® Card n (no longer available to new applicants). That’s because you can pool your points in either of these card accounts and then transfer them to airline and hotel partners, including JetBlue, Singapore Airlines, Virgin Atlantic, and Wyndham Rewards.Citi Custom Cash℠ Card ReviewEarn 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose. Earn 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Center. Earn 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants. Earn 1% cash back on all other eligible purchases.$00% intro APR on purchases and balance transfers for the first 15 billing cycles19.74% – 29.74% Variable$200 bonusGood to ExcellentThe no-annual-fee U.S. Bank Cash+® Visa Signature® Card comes with a good welcome bonus and 5% back on up to $2,000 in combined spending in two eligible categories cardholders can choose each quarter. If these categories fit your spending habits, you can earn a significant amount of cash back with the card.The U.S. Bank Cash+® Visa Signature® Card one of the newer types of cards offers the ability to choose your own bonus categories, and they’re a great way to maximize your cash back by earning the highest rewards on the purchases you make the most. The leads the way in this regard, because it offers 5% cash back on two eligible categories of your choice (from the list below), on up to $2,000 in combined purchases each quarter (then 1% back):Cardholders also get to choose a 2% cash back “everyday” category from gas and EV charging stations, restaurants, or grocery stores, and earn 1% cash back on all other eligible purchases. These strong earning rates put this card high on our list of best US Bank credit cards.New cardholders can earn a $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening, which is a solid offer for a no-annual-fee card. After opening your account, you’ll also qualify for a 0% intro APR on purchases and balance transfers for the first 15 billing cycles (then a 19.74% – 29.74% Variable APR). As a Visa Signature card, it comes with additional perks including Visa Signature concierge and Visa Signature Luxury Hotel Collection access, travel and emergency assistance, and roadside dispatch.U.S. Bank Cash+® Visa Signature® Card ReviewEarn unlimited 2% cash back on purchases (1% when you buy and 1% as you pay)$00% intro APR on balance transfers for 18 months19.24% – 29.24% VariableEarn $200 cash backExcellent, Good, FairThe Citi® Double Cash Card doesn’t come with a lot of bells and whistles. But earning 2% cash back (1 point per dollar at the time of purchase and 1 point per dollar when you pay your bill) without an annual fee is an excellent deal. It’s also one of our picks for the best balance transfer credit cards.The Citi® Double Cash Card was once our overall favorite flat-rate cash back card. But it’s since been overshadowed by the Wells Fargo Active Cash® Card, which offers more benefits, and the same effective cash rewards rate on purchases.That said, the Citi® Double Cash Card still earns decent flat-rate rewards on all purchases for no annual fee. It earns 1 point per dollar as you spend, and 1 point per dollar when you pay your bill (worth a total of 2% cash back). So if you’re looking for straightforward rewards when you spend, this card is worth considering. With that, the Citi® Double Cash Card also has an advantage if you’re looking to open one of the best balance transfer credit cards. New cardholders get a 0% intro APR on balance transfers for 18 months (then a 19.24% – 29.24% Variable APR).Completing a balance transfer with a credit card can save you lots of money on interest in the long run, as long as you’re careful. Here’s Insider’s guide to balance transfer pros and cons that can help you decide if a balance transfer is worth it. The Citi® Double Cash Card doesn’t offer a whole lot of other benefits, so it makes the most sense if you’re specifically after a generous balance transfer offer (or want a card that earns Citi ThankYou points to boost your stash — yes, you can combine the points from this card with other ThankYou points-earning cards like the Citi Premier® Card).Citi® Double Cash Card ReviewCapital One SavorOne Student Cash Rewards Credit CardApplying for a credit card when you’re still in college can be a little tricky, because most students don’t have a long credit history or high credit score. Student credit cards are more accessible because they typically only require fair or average credit to get approved.The Capital One SavorOne Student Cash Rewards Credit Card is a great choice if your spending habits are typical of many college students. It earns 3% cash back on dining (including restaurants, bars, cafes, and lounges), at grocery stores (except superstores like Walmart and Target), entertainment (such as movies, professional sporting events, and amusement parks), and popular streaming services (like Netflix, Hulu, and Disney+).It also earns 5% cash back on car rentals and hotels booked through Capital One Travel, 8% cash back on Capital One Entertainment purchases, and 10% cash back on Uber and Uber Eats purchases through November 14, 2024. All other purchases earn 1% back.The Capital One SavorOne Student Cash Rewards Credit Card comes with built-in travel and purchase coverage you don’t often find on student credit cards, including price protection***, extended warranty***, car rental insurance***, roadside dispatch***, and travel accident insurance***. There are no foreign transaction fees to worry about, so if you’re heading out on a study-abroad program or plan to travel during your summer breaks, using your card won’t result in extra charges (see rates and fees).Capital One SavorOne Student Cash Rewards Credit Card ReviewCash back credit cards can be an easy way to break into the world of credit card rewards. They come in a few different types:If you’re willing to juggle multiple credit card accounts, there’s value in having both cash back and points-earning cards. If you prefer a single-card strategy, evaluate your goals and consider how much you’re willing to pay in annual fees to make the best decision for your situation.If you’re trying to put money back in your wallet, our top recommendations are to transfer your cash back to a bank account or use it to reduce the amount owed on your credit card statement.On the other hand, if you’re hoping to earn rewards that you can redeem for travel, a card that earns points is more up your alley. Our points-earning picks for the best rewards credit cards earn either Amex Membership Rewards points, Chase Ultimate Rewards points, Citi ThankYou Rewards points, or Capital One miles. You can transfer all of these currencies to travel partners and redeem them for things like free flights. (Note that while Capital One calls its rewards currency “miles,” they aren’t miles with a given airline program.)Read Insider’s points and miles valuations to find out what your credit card rewards are worth.To use a cash back credit card, you’ll want to remember that it won’t be worth it if you’re paying interest or late fees. It’s important to pay your balance in full each month, make payments on time, and only spend what you can afford.Cash back cards vary greatly in their return rates — you can earn anywhere from 1% to 6% back. Even better, many cash back cards have no annual fee, so you don’t have to pay for the privilege of earning rewards.If you’re new to rewards credit cards and aren’t interested in earning travel points or miles, a cash back card is the best option for you. With cash back cards, 1% back will always be 1 cent back, no matter what, and you can use your cash back to lower your monthly bill or transfer it to your checking account, among other options.The best cash back credit card for you depends on your spending habits and if you prefer a flat rate of cash back on all spending or earning bonus cash back on specific types of purchases. Flat-rate cash back cards are best for those who don’t want to keep track of multiple bonus categories and just want a simple earning structure.But if you really want to maximize your rewards earning, choosing a card that earns bonus cash back in categories where you spend a lot — like groceries, dining, or gas — can make a huge difference in your rate of return.To choose the best cash back credit card for you, you’ll want to look for a few things:We don’t mention the APR because the rate only applies if you’re carrying a balance on your credit card. We recommend applying for a cash back credit card intending to pay off the balance in full each month. For other categories of credit cards, like balance transfer cards, the APR might be a more important consideration.If this all sounds too complicated, you can’t go wrong by using the Wells Fargo Active Cash® Card, which has no annual fee and a flat earning rate of 2% cash rewards on purchases.Cash back credit cards are often best used in combination with cards that earn points to create a complete credit card portfolio that takes advantage of multiple types of rewards. If you’re trying to decide whether to open a cash back credit card, whether as your first card or one of many, bear these pros and cons in mind:Pros of cash back credit cards:Cons of cash back credit cards:If you have a cash back credit card or are considering opening one, you’ll want to make the most of it. Keep the following steps in mind to get the most value from your card:Always pay the balance in full. Credit card cash back or points aren’t useful if you’re carrying a balance and paying interest charges each month. To make the most of rewards, use your card responsibly: Spend only the money you have and pay your bill in full each month.Read up on rewards rates for different spending areas. Some cash back cards offer elevated rewards rates on specific spending areas, like restaurants, gas stations, or supermarkets. Some of these cards even change those areas from quarter to quarter, meaning you’ll want to stay on top of where your card earns the most and when. If you’re using this card for every purchase, you don’t need to be as diligent, but if you’re using your card as one of many you’ll want to be sure you know how to maximize rewards.Make sure to redeem your cash back. It might be tempting to let your cash back pile up just to watch the total tick up, but it’s more useful if you redeem it. You can generally apply the cash to your card balance or get it deposited in your checking account, and either one is a fine option. Consider opening a “sister” card. As mentioned above, in some cases, you can transfer cash back to a points-earning card on which your rewards are worth more. Chase cards are an example of this: If you hold a cash back card like the Chase Freedom Flex℠ and a points-earning card like the Chase Sapphire Preferred® Card, you can transfer cash back earned on the Freedom Flex (which is technically earned in Chase Ultimate Rewards Points) to the Sapphire Preferred, and unlock more redemption options. This strategy isn’t required to make the most of your cash back card, but it can help take rewards to the next level.Cash-back credit cards work by giving you a percentage of every dollar you spend — usually at least 1% — as cash back in your card account. Some cash-back cards earn a higher percentage in bonus categories, such as groceries, dining, or gas. You can transfer the cash back you earn from these cards to a bank account, use it to pay down your credit card statement, or redeem it for gifts and merchandise.Cash-back credit cards do give cash, but that’s not to say you’ll necessarily see the physical cash. You’re typically awarded cash back as a credit that you can use to cancel out purchases from your credit card statement, or to redeem for gift cards or merchandise online. Some cards do let you take your cash as a deposit to your account or as a check.No single credit card offers the most cash back in every category, but there are a few that stand out for high rewards. For example, the Amex Blue Cash Preferred Card earns 6% back on the first $6,000 you spend each calendar year at US supermarkets (then 1% back), and 6% back on select US streaming services. And the most rewarding choice for dining out is the Capital One Savor Cash Rewards Credit Card† with 4% back. A cash back card could be better than a travel or rewards card, depending on what you want to do with your rewards. If you primarily want to put money back in your bank account rather than earn rewards you can redeem for travel, a cash back credit card is ideal — and you usually won’t have to pay a very high annual fee, if you have to pay one at all. To make the most of a cash back credit card, always pay the balance in full each month. Also, read up on rewards rates for different spending areas (some cards offer elevated rates in areas like restaurants, gas stations, or supermarkets). Make sure to actually redeem your cash back instead of letting it pile up, and consider opening a “sister” card from the same issuer. Some cash back cards let you transfer rewards to travel cards from the same bank, then transfer points to airline and hotel partners they’re worth the most.We looked at the dozens of cash back credit cards currently available to new applicants and narrowed down our list by looking at a few factors:See a full breakdown of how we rate credit cards at Insider.We evaluated dozens of cash back credit cards and chose the very best in the most broadly useful categories for our list. Several other cards were on our shortlist, and they’re all very good in their own right, but for various reasons, they didn’t quite cut it. Here are some of the cards that didn’t make it, and why:

Source